Most buyers look at principal and interest only when determining monthly payment amounts. The real number also includes taxes, insurance, HOA or condo dues, utilities, and basic upkeep. This guide gives you a simple worksheet, a quick way to pull each figure, and a worked example you can copy.

Copy …

Austin is in the middle of a citywide floodplain remap that uses newer rainfall data. In short, big storms are more common than old maps assumed. That means more homes now show up in higher-risk zones, which can affect insurance, lending, building rules, appraisals, and resale strategy.

Why maps are …

We’re Honored …

On September 17, 2025, the Federal Reserve made its first interest rate cut in nearly a year — lowering its benchmark rate by 25 basis points to a target range of 4.00% – 4.25%.

For homebuyers and sellers in Austin and Round Rock, this decision could mark the turning …

Interview: Robert J Fischer Talks Market, Rates & Strategy with Carson Vaughn (Guild Mortgage)

Robert J Fischer sat down with Carson Vaughn of Guild Mortgage, a loan officer with nearly 30 years in the business, to ask over 20 rapid-fire questions about rates, buying power, and smart strategies in today’s …

By Robert J Fischer – 20+ Years of Experience, Nearly $1B in Real Estate Sales

Why Real Estate Appraisals Matter

In today’s real estate market, appraisals can make or break a deal. An appraisal that comes in lower than the contract price can derail financing, stall negotiations, and frustrate buyers …

Navigate Today’s Market with Confidence

Whether you're a first-time buyer or re-entering the market, this free event hosted by RJF team specialist, Tori Johnson, will walk you through the homebuying process and empower you to make smart, confident decisions. There will also be a title rep and a lender …

Central Texas continues to attract businesses of all sizes, from Fortune 500 corporations to innovative startups, making it one of the most dynamic commercial real estate markets in the nation. As investors increasingly recognize the potential of our region, having the right expertise becomes crucial for identifying and capitalizing on …

Making the leap into homeownership can feel overwhelming, especially in today's market. If you're a first-time homebuyer looking in the Greater Austin area, Round Rock emerges as an ideal choice that combines affordability, lifestyle, and long-term investment potential. As the #1 real estate team in our region, The Robert J …

The Growing Income Gap Between Renting and Buying in 2025

In 2025, the financial divide between renting and buying a home in the U.S. has reached unprecedented levels. According to a recent Redfin report, the annual income needed to afford a median-priced home is now $116,633, which is 82% …